Insurance

I am ticked.....totally and utterly PO'd. I just got a recent statement from our insurance, BCBS(blue cross blue shield) and have found out that the plastic surgeon I went to is not in network!!!!!!!!

Now I have several thoughts about that and since this is my blog I get to voice them...

1-When I came in and the secretary took my insurance card and my co-pay....why did she not mention that they don't take my insurance??????

2-When I met with the Dr. and the nurse...why did they not say something to the effect that this surgery was going to cost us several thousand dollars out of pocket????????? Especially since the nurse mentioned how they had a patient who recently had the surgery and then found her insurance wouldn't pay and now was having all sorts of problems trying to get them to cover it!?!?!?!?

3-Isn't mentioning the fact that they don't take your insurance(especially when taking your co-pay) something a responsible Dr.s office would do for something that was going to cost lots of money?????? Especially since we have already paid quite a bit in co-pays and medication and other deductible costs already this summer!

4- And why the heck in this town where there are only a few major insurance carriers does she not take BCBS????????

That one office visit, where I sat around waiting for her, and then got measured and looked at some pictures is being billed to us for $300!!!!!!!!!! She didn't even do anything. Now I don't know about you, but I am incensed that is the charge for talking.

And yes I do realize that I should have double checked about her being covered, but when I called and told them my insurance and they said nothing I figured I was good to go b/c everyone takes BCBS......I guess I was wrong.

So now I have to find a new plastic surgeon......and I went online and checked who was for sure in network this time and of the 95 doctors in the St. Louis area....only 3....3, are women...which makes me a bit nervous. That and the fact that my onocological surgeon recommended her so now I have to go back and see if they work with any of the other surgeons on the health plan.....
This was soooooo not stress I needed.

I mean its not like I am going in for a boob job for criminy sake, its kind of the opposite, an anti-boob job........this should be universally covered no matter the doctor because it is a preventative step so they won't have to pay for chemo again and I won't have to go through it again.....

I hate this...really, really do. Most of all I hate worrying about this now....I like being in control and now it has spiraled out of my hands and on a holiday weekend no less so I can't do anything about it until Tuesday when I am in chemo all day.....HA.....it is funny how my summer started and is now ending with me having to wait out the two long holiday weekends before being able to deal with my medical issues.....

Other than that, we went to the pool yesterday and it was quite lovely. We have BBQd and will continue to as the weather is just wonderful and watched several fun movies with the girls. So it has been a mostly relaxing holiday weekend. And no worries, my bp is fine even though this made me mad....

Hope you all are having a wonderful Labor Day and enjoying the nice weather before Gustav wreaks havoc.

Blog ya later-
K